We respect each individual (“you” and “your”) and your privacy and the confidential nature of the information that we may collect, use, and disclose about you through your use and sale of our products, business services, business transactions requested by you or your agent, websites, or other interactions (“Business Functions”). This Privacy Policy applies to the GSFSGroup companies (Gulf States Financial Services, Inc., GS Administrators, Inc., GS Administrators of Florida, Inc., Sentruity Casualty Company, and GS Re Ltd. SPC ) and describes the types of information we collect, how we may use that information and with whom we may disclose it. This Privacy Policy also describes the measures we take to protect the security of this information.

We reserve the right, at our discretion, to review, update, change, modify, add, or remove portions of the Privacy Policy from time to time. When we do, we will make it known by appropriate means, including posting the updated policy annually or if sooner, the date of the last review at the bottom of this page. The Privacy Policy will be effective for information you or your agent provide to us after the effective date of that change. By using or selling our products, business services or accessing our websites, you signify your acceptance with this Privacy Policy and our collection, use and disclosure of information as described herein. In the event any provision of this Policy is found to be invalid, illegal, or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired.

Information We Collect About You

In the course of carrying out Business Functions, we collect personal information about you, including sensitive personal information. The information we collect includes:

Personal information does not include information that is deidentified, publicly available, or widely distributed by you or someone you shared the information with and did not restrict the further sharing of it. This includes your business contact information, which may have been obtained by us through such mediums as business cards, emails sent to our associates and information provided in the signature blocks of emails.

The categories of personal information detailed above may have been disclosed for Business Functions within the past 12 months.

Sources of Information Collected

The personal information we collect is provided directly by or obtained from you or your agent, another GSFSGroup company or affiliate, publicly available sources, or other indirect sources.

Uses of Information Collected

We use the personal information we collect and receive to provide the Business Functions pursuant to you or your agent’s request, confirm your rights to our Business Functions in those instances and to communicate with you or affiliated parties when necessary. The categories of these purposes include:

Disclosures of Information Collected

We limit the disclosure of personal information to third parties based on your consent, business justification, the need for the data, or legal and regulatory requirements. The third parties we disclose information to can be categorized as:

We do not sell your information to third parties.

Retention of Information

We maintain reasonable administrative, technical and physical safeguards designed to protect the information provided to us against accidental, unlawful or unauthorized destruction, loss, alteration, access, disclosure or use.

We may retain personal information that can reasonably identify an individual for so long as a contractual relationship is active or as we determine is needed for our reasonable business purposes, including to comply with our legal obligations and retention policies, resolve disputes, and enforce or administer our agreements.

Website Use

Our websites are intended to provide information to those parties with whom we do business. Nothing on our websites constitute an offer to sell any of the products, programs, or services listed. You can visit our websites to read our product and company information without telling us who you are and without revealing any personal information. We collect and store statistical information on an anonymous basis from your visit, such as the information about the time and length of your visit, the websites you last visited, the pages you request, and the date and time of those requests. This information assists us in evaluating the effectiveness of our website. "Cookies" are small files that a website transfers to your computer's hard drive that allows us to track your activity on our website. The use of cookies is an industry standard which most websites use. We may use cookies when you enter our website to help us gather statistical information. Note: If you set up your browser to refuse cookies or alert you when cookies are being sent, you may not be able to access any of the GSFSGroup websites.

Record of your use of any of our websites is our property, where not prohibited by law, and is protected by and subject to the U.S. Electronic Communications Privacy Act.

Jurisdictional Specific Disclosures


If you are a California resident, California law permits you or an authorized agent on your behalf to request and obtain information from us regarding personal information that we collect, use, disclose or sell, if any, as well as to request the deletion or correction of such information. We do not sell or share any personal information or sensitive personal information, including for individuals under the age of 16, as contemplated by applicable laws. We disclose personal information only for the purposes of performing Business Functions.

Your Rights

Exercising your rights will not in any way affect the level of service or commitment that we are contractually or otherwise obligated to perform for you.

Exercising Your Rights

If you are a California resident (or an authorized agent of a California resident) and would like to make a request regarding your personal information, click Privacy Request Form and complete the online form. Alternatively, send an e-mail to privacy@gsfsgroup.com, or call (800) 833- 8443 and listen for the prompt regarding privacy. Please follow all instructions and provide all required information so that we can properly process and verify your request.

Please be aware that prior to fulfilling your request we may require certain information from you as necessary to verify you are the California resident. If we are unable to verify your identity, we will not be able to complete your request.

If you are an authorized agent submitting a request on behalf of a California resident, we may seek additional information from you or the resident to verify your identity and authorization before proceeding with the request. If we are unable to verify your identity or your authorization, we will not be able to complete your request.

If you have any other questions about this policy or your rights, you can email us at privacy@gsfsgroup.com.

This Privacy Policy was last updated July 12, 2023.